The shifting financial landscape over recent decades has put banks and credit unions under growing pressure to offer competitive investment products and advisory services. For over thirty years, NBC Securities (NBCS) has adapted to these changes by delivering a comprehensive and customizable investment platform for banks that meets the unique needs of both the organization and its clients. 

With 28 branches and 85 advisors, NBCS enables community banks to deliver tailored investment services backed by robust regulatory compliance and the expertise of a trusted partner and industry leader. This article explores our institutional Bank Advisor Program, highlighting how NBC Securities provides community banks with greater control, flexibility and protection through a platform focused on supporting employees, building strong relationships and enhancing client retention.

 A Custom Investment Platform Fit for Your Bank

NBCS recognizes that each financial institution has its own distinct needs. With a fully customizable service framework, we work closely with senior bank executives to craft investment solutions that align seamlessly with each institution’s business model, culture and strategic goals. Whether enhancing existing offerings or launching a new investment platform, NBC Securities offers a truly flexible, bespoke approach—empowering leaders to operate in a way that best serves their clients and teams.

The Bank Advisor Program offers two key models: 

1. Full-service Program with Licensed Financial Consultants

Our Bank Advisor Program supports community banks with dedicated, licensed on-site financial consultants fully supported by NBCS. This model offers a turnkey solution where consultants receive registration, training, marketing and compliance support, ensuring that clients benefit from the expertise of experienced consultants while institutions can enhance their product suite with minimal internal disruption.

2. Institutional Platform Program with Licensed Branch Employees

Our Bank Advisor Program supports community banks with dedicated, licensed on-site financial consultants fully supported by NBCS. This model offers a turnkey solution where consultants receive registration, training, marketing and compliance support, ensuring that clients benefit from the expertise of experienced consultants while institutions can enhance their product suite with minimal internal disruption.

In both employee models, we ensure that bank leaders have an exceptional level of autonomy and input to determine what is best for their organization’s mission and people. 

Simply put, we are here to keep your bank running the way you want, while providing the tools needed to thrive in any environment.

Outsourcing Compliance and Expanding Product Access

NBC Securities is more than just a platform provider—we are a committed partner in the success of your investment services program, especially regarding compliance. Our proactive model acts to support in safeguarding your bank’s reputation, minimizing regulatory risks and strengthening client trust. From tailored product recommendations to hands-on oversight assistance, we deliver a compliance structure that protects your interests and opens opportunities for growth.

Compliance is a critical concern in financial services, and we take it seriously. NBCS ensures that financial consultants meet all regulatory standards, while supporting the oversight of sales practices to uphold the highest industry standards. By partnering with NBCS, community banks can maintain regulatory compliance at every stage, offer a diverse suite of investment options and focus on long-term client loyalty and retention.

Equity & Fixed Income Sales & Trading Advisor Services 

In addition to providing recommendations and advisory services on investments and compliance, we offer a clearing relationship that ensures reliable execution of sales and trading functions. The objective of our in-house NBCS Equity and Fixed Income Trading Desks is to provide support in every aspect of equity trading, mutual fund trading, fixed income trading, options trading and operational procedures—ensuring that execution goals are achieved and all regulatory trade reporting needs are met. 

We provide coverage across a wide range of securities and investments—from corporate bonds to structured products—along with front-end order management, portfolio solutions, client advisory and sales ideas.

The result of exhaustive trading and sales resources is access to a supportive process that makes it easy for employees to do their jobs and focus on what matters most: their clients.

The Power of Strategic Alignment

A key advantage of partnering with NBCS is our alignment with RBC Clearing and Custody, a division of RBC Capital Markets, LLC, which provides financial institutions with the strength and security of a global powerhouse. This partnership allows NBCS to offer superior clearing and custodial services while ensuring transactions are processed efficiently and assets are securely held. Despite this strategic partnership, NBCS maintains its independent ownership, ensuring a client-first focus. No matter how many partnerships we leverage, our priority remains delivering the highest level of service and support to each financial institution we serve.

Seamless Integration & Trusted Partnership with Senior Bank Leadership

NBCS is not just a service provider—we adopt a team-based approach when working with financial institutions, closely collaborating with senior bank leadership to ensure that the investment services program aligns with broader business objectives. This hands-on, consultative approach ensures that the program integrates smoothly within the bank’s existing structure, increases employee satisfaction and protects interests—ultimately enhancing the institution’s ability to offer comprehensive financial services the way they feel it should be done.

The NBCS Bank Advisor Advantage: Increase Your Control, Flexibility and Retention

Throughout our history in the bank advisory space, we have built a reputation for providing community banks with exceptional support through a proven, customizable platform. Our solutions enhance service offerings while empowering banks to maintain their independence and strengthen their competitive advantage. Our primary goal is to help you retain both clients and employees while fostering growth in your business.

By facilitating client retention and ensuring a seamless, trusted experience, we enable you to preserve valuable relationships within your institution’s “family,” upholding the values and reputation that are most important to you. Partnering with us gives financial institutions access to community bank investment solutions characterized by reliable protection, robust compliance, logistical assistance, staff training and effective marketing strategies.

With NBC Securities as your partner, community banks can tap into a wealth of resources, expert regulatory support and diverse product offerings—empowering them to compete with larger institutions while staying true to their community-focused values and needs.

Contact us to unlock the potential of your community bank’s investment services with NBC Securities.