NBC Securities, Inc. Privacy Policy
For purposes of this Privacy Notice, “we” means NBC Securities, Inc. This
Privacy Notice covers the personal information of individuals who are current
and former NBC Securities clients.
Part of what you expect from NBC Securities is information – such as
information about the history of transactions in your account or current market
information. However, the information you provide to us is equally important.
This Privacy Notice is intended to provide you with a full understanding of the
information we collect about you and our guidelines for sharing and safeguarding
that information with others.
Confidentiality and Security
We consider the information we have about you to be confidential,
including the fact that you are a NBC Securities client. Your information
will be handled in the manner described in this notice. We restrict access to
information about you to those employees and authorized agents who need to know
that information. We maintain physical, electronic and procedural safeguards
that comply with federal standards to maintain the confidentiality of your
information.
Information We Collect
At NBC Securities, we collect the following types of information about
you:
-
Information you provide on new account forms,
applications, or agreements you enter into in order to receive our products or
services, including your name, address, social security number, income, and
investment objectives;
-
Information about your transactions with us; and
-
Information from a consumer reporting agency (for example, your credit history
or other facts relating to creditworthiness) or from other parties or sources
such as public databases.
Third Parties to Whom We Disclose Information
We do not sell information about our current or former clients. We share
or disclose information we collect about our current or former clients with
third parties only as permitted by law. Some examples of legally permitted
sharing or disclosures to third parties include:
-
Sharing of information to properly manage our
business. This includes sharing information to service your
accounts, to comply with laws, and for other routine business practices. For
example, we may share information with third parties to process your statements,
to comply with court orders, or for tax reporting.
-
To companies who perform marketing or research
services on our behalf or with whom we have joint marketing agreements.
These include companies performing marketing services on our
behalf, such as mailing materials advertising our products or services,
performing research, or assisting us with evaluating our client service quality.
Joint marketing arrangements include agreements where another financial
institution offers a product or service jointly with NBC Securities, Inc.
These companies must limit their use of the information to the purpose for which
it was provided.
-
To other parties as authorized by you.
You may direct us, for example, to send your account statements and
confirmations to third parties.
Limiting Marketing
You may limit our affiliates from marketing their products or services to
you based on your personal information that we collect and share with them. This
information includes your income, your account history with us and your credit
score. Your choice to limit marketing offers from our affiliates will apply until
you tell us to change your choice; therefore, unless you wish to make a change,
once you have indicated your preference to us, you do not need to act again.
This choice may be made now or at any time in the future. For clients holding
joint accounts with us, we will accept a decision from any party named on the
account. This decision will apply to all parties named under the account.
To exercise your choice to opt out of our sharing credit history
information or to limit affiliate marketing:
- Call us at 205-521-9390 or
toll-free at 1-800-521-9390 during normal business hours.